From credit memo to closing package, an all-in-one AI-powered platform applies your institution's policies to every closing, so your team closes more deals without adding headcount.
With AssemblyEngine, your loan closers get AI agents that handle the heavy lifting on every deal. AssemblyEngine's AI agents:
Reads your credit memo and interprets your institution's lending policies to determine what every deal needs, so your closers can focus on deal strategy instead of manual doc prep.
Complete loan documentation across every deal type and jurisdiction, generated directly from your deal parameters with no re-keying and no manual data entry. Ask why a clause was included, and get a straight answer.
Tracks and resolves redlines across counterparties automatically, flagging anything that conflicts with your policies.
Tracks regulatory changes and updates your document corpus in real time, so your team knows when new rules affect a deal.
Share the deal details you already have on hand. AssemblyEngine gets to work automatically, no templates to fill and no forms to configure.
This is where AssemblyEngine is fundamentally different from traditional loan closing software. Rather than filling in a template, AssemblyEngine reasons about the transaction the way an experienced closing attorney would.
The same legal reasoning your best attorney applies. Consistent every time, in minutes instead of weeks.
Produces a complete, consistent set of loan closing documents, with every clause traceable to a rule or policy, and automatically tracks any counterparty redlines.
Your team reviews the output, asks AI agents to explain their reasoning, requests revisions, and approves. You're in control at every step, with a full audit trail on every decision.
Close more loans with AssemblyEngine's AI-powered loan closing & legal platform. AssemblyEngine applies your institution's legal standards consistently across every deal, giving your loan closers and loan officers compliant documents with full audit trails. Integrates into your existing lending lifecycle alongside your LOS.
Speed to close is your competitive advantage. AssemblyEngine gets you from the term sheet to a full closing package, so you win deals on execution, not just pricing. Scale your deal volume across C&I, bridge, CRE, and syndicated participations without scaling your legal overhead.
Loan closing automation that scales with your volume. Automated document generation that produces compliant, state & jurisdiction-specific closing packages programmatically. No variable legal cost, no manual bottleneck. Built for the unit economics that fintech lending demands.
AssemblyEngine recommends. Your team approves. Every document is reviewable before closing. No black-box automation.
Every document decision is traceable. Which rule triggered which clause, which policy drove which language. Compliant documents with full audit trails, from day one.
Your policies, your preferred language, your risk tolerances. AssemblyEngine codifies what your institution already believes. It doesn't impose its own judgment.
Bank-grade encryption at rest and in transit. Your data stays yours. We don't use it to train models or share it across clients.
Guaranteed compliance in any state and jurisdiction you lend in. Documents are AI-generated, built on legal frameworks developed and maintained by banking attorneys.
Every document starts from attorney-drafted forms. For one-off deals or document redlines, engage AssemblyEngine's own law firm directly, at a flat fee, instead of outside counsel billing by the hour.
Need documentation for your IT or compliance team?
Request Security DocumentationTraditional loan closing software relies on pre-built templates that you fill in with deal data. AssemblyEngine uses AI-powered legal reasoning. It reads your credit memo, interprets your institution's policies, and determines what each deal requires, so your closers get a complete, compliant closing package without the manual work. This means it handles complex deal structures, multi-jurisdiction requirements, and policy edge cases that templates can't anticipate. Every clause is traceable to a specific rule or policy, giving you full auditability and policy consistency.
Most commercial loan closings take 3–6 weeks with traditional processes, largely due to outside counsel turnaround, manual doc prep, and compliance review. With AssemblyEngine, time to close is reduced to days and time to fund follows right behind. AI agents generate the complete closing package, run compliance checks, and handle redlines automatically, so the bottleneck shifts from loan documentation to your team's review and approval.
No. AssemblyEngine is human-in-the-loop by design. AI agents prepare, reason, and recommend. Your team reviews, directs, and approves. Think of it as giving your loan closers an AI-powered assistant that handles the doc prep, compliance checking, and redline tracking, so your commercial loan officers and attorneys can focus on judgment calls and deal strategy. Every document is reviewable before closing.
Commercial (C&I, CRE, SBA, construction), syndications and participations, consumer, auto and equipment finance, agricultural, and loan renewals and modifications, each with jurisdiction-specific compliance built in. The AI agents apply jurisdiction-specific rules and adapt to each deal's unique structure, collateral type, and regulatory requirements. Don't see your loan type? Ask us. We're adding coverage regularly.
Most community banks and credit unions pay $5,000–$15,000 per closing in outside counsel fees. AssemblyEngine replaces that variable cost with predictable, fixed-cost loan closing automation, reducing legal spend by 70% or more. For institutions closing 50+ commercial loans per year, this translates to hundreds of thousands in annual savings without sacrificing document quality or compliance.
Yes. AssemblyEngine is built specifically for regulated lenders. We provide bank-grade encryption at rest and in transit, full audit trails on every document decision, and compliant documents your team can stand behind. Your institution's data stays yours. We don't use it to train models or share it across clients. The platform codifies your policies and standards, not ours.
Absolutely. The platform is conversational. You can ask why a particular clause was included, why a regulation was flagged, or why a document was structured a certain way. Every answer is traceable to your institution's policies, the deal parameters, or the applicable jurisdiction's requirements. Full transparency, no black box.
Yes. AssemblyEngine is designed to fit into your existing lending lifecycle, from origination to close, without a lengthy IT integration project. Your loan officers keep working in their familiar LOS while AssemblyEngine handles the doc prep and closing package generation downstream. We're happy to walk through exactly how it fits into your systems in a demo.